Glass Cover
Posted September 30, 2011
By admin
Glass Cover
 |
| RARE MONUMENTAL FRENCH LALIQUE ANGELIQUE CRYSTAL COVERED GLASS VASE | |
 |
$19,999.99 End Date: Saturday Feb-25-2012 13:37:30 PST Buy It Now for only: $19,999.99 Buy It Now | Add to watch list |
| VICTORIAN BAR covered old Corner L Tavern furniture Tiffany Glass man cave | |
 |
$6,895.00 End Date: Wednesday Mar-7-2012 10:36:58 PST Buy It Now for only: $6,895.00 Buy It Now | Add to watch list |
| oak irish french old canopy HOME BACK BAR victorian covered w Tiffany Glass | |
 |
$6,695.00 End Date: Thursday Mar-1-2012 3:00:35 PST Buy It Now for only: $6,695.00 Buy It Now | Add to watch list |
| Waterford Museum Serving Plate With Dome Cover NIB | |
 |
$5,000.00 End Date: Sunday Mar-4-2012 8:41:01 PST Buy It Now for only: $5,000.00 Buy It Now | Add to watch list |
| Kyohei Fujita Japanese studio art glass gold leaf box cover Koo Go 10 99 | |
 |
$3,900.00 End Date: Tuesday Mar-20-2012 1:05:38 PDT Buy It Now for only: $3,900.00 Buy It Now | Add to watch list |
| Royal Vienna 19C Fine Painted Porcelain 14 h Cover Jar | |
 |
$2,750.00 End Date: Thursday Mar-8-2012 7:43:15 PST Buy It Now for only: $2,750.00 Buy It Now | Add to watch list |
| Circa 1840 Fine Bohemian Art Glass Covered Vase | |
 |
$2,500.00 End Date: Wednesday Mar-7-2012 15:01:29 PST Buy It Now for only: $2,500.00 Buy It Now | Add to watch list |
| Georgia Tech covered glass model with applied features | |
 |
$2,500.00 End Date: Saturday Mar-3-2012 20:16:11 PST Buy It Now for only: $2,500.00 Buy It Now | Add to watch list |
| THE GLASS BOTTOM BOAT LASER MEDIA COVER SIGNED | |
 |
$1,999.00 End Date: Wednesday Mar-14-2012 12:54:22 PDT Buy It Now for only: $1,999.00 Buy It Now | Add to watch list |
| 19th Century French Sevres Jeweled Covered Jar | |
 |
$2,000.00 End Date: Saturday Mar-3-2012 17:32:11 PST Buy It Now for only: $2,000.00 Buy It Now | Add to watch list |
| lamborghini gallardo engine bonnet hood cover wing glass factory oem | |
 |
$2,000.00 End Date: Sunday Mar-4-2012 19:48:53 PST Buy It Now for only: $2,000.00 Buy It Now | Add to watch list |
| Shoeless JOE JACKSON 3 x 4 ft print Charles Conlon glass negative Beckett Cover | |
 |
$1,799.99 End Date: Friday Mar-16-2012 10:10:46 PDT Buy It Now for only: $1,799.99 Buy It Now | Add to watch list |
| MAG Headlight Restorer Polish Cleans Glass Plastic Lamp Covers Made In USA | |
 |
$1,565.13 End Date: Wednesday Mar-7-2012 9:25:18 PST Buy It Now for only: $1,565.13 Buy It Now | Add to watch list |
| Summit Appliance Refrigerator w Crisper Glass Cover in Stainless Steel SPR7OSBI | |
 |
$1,527.99 End Date: Thursday Mar-8-2012 1:04:03 PST Buy It Now for only: $1,527.99 Buy It Now | Add to watch list |
| 1993 1995 Mazda RX 7 Rear Hatch Window Glass Cover | |
 |
$999.77 End Date: Monday Mar-5-2012 23:49:25 PST Buy It Now for only: $999.77 Buy It Now | Add to watch list |
| Strata Covered Jar HAND BLOWN vase Gartner Blade Glass | |
 |
$1,395.00 End Date: Friday Mar-23-2012 15:30:03 PDT Buy It Now for only: $1,395.00 Buy It Now | Add to watch list |
| 2009 2011 Nissan GT R R35 AF 1 Front Bumper Cover Glass Fiber Komposite | |
 |
$1,364.00 End Date: Thursday Mar-15-2012 12:03:36 PDT Buy It Now for only: $1,364.00 Buy It Now | Add to watch list |
| ALFRED WALTER for the FACHSCHULE STEINSCHONAU GLASS ENAMEL BOWL COVER | |
 |
$1,300.00 End Date: Saturday Feb-25-2012 14:47:18 PST Bid now | Add to watch list |
| 2008 2011 BMW X6 E71 AF 2 Front Bumper Cover Glass Fiber Komposite | |
 |
$1,284.00 End Date: Thursday Mar-15-2012 12:02:59 PDT Buy It Now for only: $1,284.00 Buy It Now | Add to watch list |
| vintage green horseshoe no612 butter and cover Indiana glass co | |
 |
$1,250.00 End Date: Saturday Mar-10-2012 8:15:14 PST Buy It Now for only: $1,250.00 Buy It Now | Add to watch list |
| New 3pc metal bar stool swivel with cover leather and metal table with 1 2 glass | |
 |
$1,250.00 End Date: Wednesday Feb-29-2012 12:32:37 PST Buy It Now for only: $1,250.00 Buy It Now | Add to watch list |
| RARE ANTIQUE ANSONIA CRYSTAL PALACE 1 MANTLE CLOCK GLASS DOME COVER | |
 |
$1,095.00 End Date: Saturday Mar-3-2012 15:13:52 PST Buy It Now for only: $1,095.00 Buy It Now | Add to watch list |
| ANTIQUE CRANBERRY GLASS W MYTHOLOGICAL FIGURE COVER BOX | |
 |
$997.99 End Date: Sunday Mar-18-2012 18:11:10 PDT Buy It Now for only: $997.99 Buy It Now | Add to watch list |
| MAGNIFICENT VINTAGE SKELETON CLOCKGLASS COVER MADE IN ENGLAND FOR TIFFANY CO | |
 |
$999.99 End Date: Thursday Mar-8-2012 20:16:39 PST Buy It Now for only: $999.99 Buy It Now | Add to watch list |
| HUGE RUBY GLASS ANTIQUE SAMOVAR DECANTER VASE GILDED JEWELED COVERED PEDESTAL | |
 |
$1,012.50 End Date: Tuesday Mar-13-2012 15:46:40 PDT Buy It Now for only: $1,012.50 Buy It Now | Add to watch list |
| Black Transparent Clear iPhone 4 Back Glass Cover Replacement Kit | |
 |
$1,000.49 End Date: Saturday Feb-25-2012 22:52:37 PST Buy It Now for only: $1,000.49 Buy It Now | Add to watch list |
| BOHEMIAN GLASS PEWTER MOUNTED TANKARD AND HINGED COVER | |
 |
$950.00 End Date: Saturday Mar-3-2012 1:18:01 PST Buy It Now for only: $950.00 Buy It Now | Add to watch list |
| A Duffy candy glass bowl with cover | |
 |
$900.00 End Date: Sunday Mar-4-2012 12:17:15 PST Buy It Now for only: $900.00 Buy It Now | Add to watch list |
| UNUSUAL VINTAGE LOETZ CAMEO ART GLASS COVERED BOX | |
 |
$899.99 End Date: Wednesday Mar-21-2012 13:07:15 PDT Buy It Now for only: $899.99 Buy It Now | Add to watch list |
| 19c Vallerysthal DROMEDARY CAMEL Caramel Milk Glass Covered Butter Dish Rare | |
 |
$899.99 End Date: Wednesday Mar-21-2012 18:29:04 PDT Buy It Now for only: $899.99 Buy It Now | Add to watch list |
| VINTAGE ART GLASS GREEN COVER OPALINE VASE GILDING ENAMEL DESINGS DA019 | |
 |
$850.00 End Date: Monday Feb-27-2012 19:50:15 PST Bid now | Add to watch list |
| 2003 2008 Mercedes SL Class R230 AF 1 Front Bumper Cover Glass Fiber Komposite | |
 |
$884.00 End Date: Thursday Mar-15-2012 11:58:52 PDT Buy It Now for only: $884.00 Buy It Now | Add to watch list |
| VWR Micro Cover Glasses Round No 2 12CIR 2 601 Case of 10 | |
 |
$849.42 End Date: Monday Mar-12-2012 16:59:30 PDT Buy It Now for only: $849.42 Buy It Now | Add to watch list |
| Covered Jar Glass Sculpture by Gartner Blade | |
 |
$835.00 End Date: Friday Mar-2-2012 11:38:58 PST Buy It Now for only: $835.00 Buy It Now | Add to watch list |
| BMW 01 03 E39 5 Series M5 OEM Style Clear Fog Lights Lamps Glass Lens + Cover | |
 |
$779.99 End Date: Thursday Feb-23-2012 18:18:16 PST Buy It Now for only: $779.99 Buy It Now | Add to watch list |
| BMW 01 03 E39 5 Series M5 OEM Style Smoke Fog Lights Lamps Glass Lens + Cover | |
 |
$779.99 End Date: Saturday Mar-3-2012 19:04:52 PST Buy It Now for only: $779.99 Buy It Now | Add to watch list |
| BMW 01 03 E39 5 Series M5 OEM Style Smoke Fog Lights Lamps Glass Lens + Cover | |
 |
$779.99 End Date: Sunday Mar-4-2012 17:28:54 PST Buy It Now for only: $779.99 Buy It Now | Add to watch list |
| BMW 01 03 E39 5 Series M5 OEM Style Clear Fog Lights Lamps Glass Lens + Cover | |
 |
$779.99 End Date: Monday Mar-19-2012 18:59:30 PDT Buy It Now for only: $779.99 Buy It Now | Add to watch list |
| turttle box green checoslovakian glass cover box deco | |
 |
$779.00 End Date: Tuesday Mar-13-2012 11:59:20 PDT Buy It Now for only: $779.00 Buy It Now | Add to watch list |
| rene lalique black glass cover box naked erotic woman fish art deco france paris | |
 |
$779.00 End Date: Friday Mar-23-2012 13:59:39 PDT Buy It Now for only: $779.00 Buy It Now | Add to watch list |
| Pairpoint Art Glass Cobalt Covered Urn w Grape Pattern | |
 |
$750.00 End Date: Tuesday Mar-6-2012 2:14:15 PST Buy It Now for only: $750.00 Buy It Now | Add to watch list |
| Superb Dutch Covered Goblet Coat of Arm Circa 1800 | |
 |
$699.00 End Date: Wednesday Mar-21-2012 12:15:48 PDT Buy It Now for only: $699.00 Buy It Now | Add to watch list |
| Erie Scientific Micro Cover Glasses Round No 2 VWRCIR2 18MM | |
 |
$732.59 End Date: Sunday Feb-26-2012 17:37:37 PST Buy It Now for only: $732.59 Buy It Now | Add to watch list |
| GENTLE GIANT IN A GLASS HOUSE UNIQUE COVER MEGARARE GREEN SWIRL VERTIGO PRESS | |
 |
$681.51 End Date: Sunday Feb-26-2012 10:21:04 PST Bid now | Add to watch list |
| Unusual Antique Art Deco R Lalique French Art Glass Box Cover Eglantines | |
 |
$695.00 End Date: Friday Mar-23-2012 23:35:24 PDT Buy It Now for only: $695.00 Buy It Now | Add to watch list |
| 19c Vallerysthal RABBIT Orig Paint Milk Glass Covered Butter Dish Rare French | |
 |
$699.99 End Date: Tuesday Mar-13-2012 16:07:40 PDT Buy It Now for only: $699.99 Buy It Now | Add to watch list |
| Summit Appliance Refrigerator Freezer w Crisper Cover Glass Type Black CP35BADA | |
 |
$699.85 End Date: Thursday Mar-8-2012 2:41:38 PST Buy It Now for only: $699.85 Buy It Now | Add to watch list |
| Pin 14K Gold Hand Painted Marie Antoinette vintage 1960s Pearls + glass cover | |
 |
$699.00 End Date: Thursday Feb-23-2012 19:34:24 PST Buy It Now for only: $699.00 Buy It Now | Add to watch list |
| Summit Appliance Refrigerator Freezer with Crisper Cover Glass Type FF41ESSSTB | |
 |
$689.85 End Date: Saturday Feb-25-2012 3:25:39 PST Buy It Now for only: $689.85 Buy It Now | Add to watch list |
| 32x1875 Refrigerator Freezer w Crisper Cover Glass Type White CP35ADA | |
 |
$684.85 End Date: Saturday Mar-17-2012 23:52:38 PDT Buy It Now for only: $684.85 Buy It Now | Add to watch list |
| 26 2 PAINT GLASS CAMEO ADVERTISING COVER RARE | |
 |
$675.00 End Date: Thursday Mar-15-2012 10:26:15 PDT Buy It Now for only: $675.00 Buy It Now | Add to watch list |
| VWR Micro Cover Glasses Round No 1 VWRCIR1 18MM Microscope Accessories | |
 |
$650.59 End Date: Sunday Feb-26-2012 17:37:28 PST Buy It Now for only: $650.59 Buy It Now | Add to watch list |
| 1100 Blower Insert for Wood Burning Masonry Fireplace + Free Glass Door Cover | |
 |
$650.00 End Date: Thursday Feb-23-2012 11:30:43 PST Buy It Now for only: $650.00 Buy It Now | Add to watch list |
| Clutch Cover Chrome Glass Front for HONDA CBR 1000 RR | |
 |
$610.27 End Date: Friday Mar-16-2012 9:26:35 PDT Buy It Now for only: $610.27 Buy It Now | Add to watch list |
| Summit Appliance 335x1875 Refrigerator Freezer w Crisper Cover Glass Type | |
 |
$619.85 End Date: Sunday Mar-18-2012 11:08:04 PDT Buy It Now for only: $619.85 Buy It Now | Add to watch list |
| A glass vase covered with silvered bronze | |
 |
$550.00 End Date: Friday Mar-16-2012 13:36:03 PDT Buy It Now for only: $550.00 Buy It Now | Add to watch list |
| Vollrath 46135 6 qt Square Glass Top Chafer w Cover Porcelain Food Pan | |
 |
$594.00 End Date: Thursday Feb-23-2012 11:44:52 PST Buy It Now for only: $594.00 Buy It Now | Add to watch list |
| Clutch Cover Black Glass Front for HONDA CBR 1000RR | |
 |
$572.57 End Date: Friday Mar-16-2012 9:27:01 PDT Buy It Now for only: $572.57 Buy It Now | Add to watch list |
| W220 W215 Mercedes Driver Left Side Rear View Door Mirror Cover Glass S55 CL55 | |
 |
$575.00 End Date: Tuesday Mar-13-2012 12:49:18 PDT Buy It Now for only: $575.00 Buy It Now | Add to watch list |
| W211 Mercedes Driver Left Side Rear View Door Mirror Cover Glass E320 E350 E55 | |
 |
$575.00 End Date: Monday Mar-19-2012 19:08:18 PDT Buy It Now for only: $575.00 Buy It Now | Add to watch list |
| Cuisinox Elite 11 pc Multi Clad Cookware Set with Stainless Steel or Glass Cover | |
 |
$570.18 End Date: Wednesday Mar-21-2012 14:37:28 PDT Buy It Now for only: $570.18 Buy It Now | Add to watch list |
| Cuisinox Elite11 piece Cookware Set with glass covers Induction ready | |
 |
$569.00 End Date: Thursday Feb-23-2012 17:42:31 PST Bid now | Add to watch list |
| Vollrath 46134 6 qt Square Glass Top Chafer w Cover Stainless Food Pan | |
 |
$565.96 End Date: Thursday Feb-23-2012 11:38:02 PST Buy It Now for only: $565.96 Buy It Now | Add to watch list |
| Clutch Cover Polished Glass Front for HONDA CBR 1000RR | |
 |
$533.46 End Date: Friday Mar-16-2012 9:26:57 PDT Buy It Now for only: $533.46 Buy It Now | Add to watch list |
| ANTIQUE BEER BOTTLE Covered Completely With Barnacle Coral Underwater Artifact | |
 |
$467.50 End Date: Tuesday Mar-6-2012 5:38:29 PST Buy It Now for only: $467.50 Buy It Now | Add to watch list |
| Antique Silver Overlay Blown Glass Covered Butter Covered Tray | |
 |
$525.00 End Date: Friday Mar-9-2012 14:49:06 PST Buy It Now for only: $525.00 Buy It Now | Add to watch list |
| 1990 97 Miata Glass Window Top Tonneau Cover w Pockets | |
 |
$515.00 End Date: Wednesday Mar-14-2012 15:56:07 PDT Buy It Now for only: $515.00 Buy It Now | Add to watch list |
| CAMBRIDGE GLASS VALENCIA 3500 142 14 COVERED RELISH | |
 |
$529.99 End Date: Tuesday Mar-13-2012 21:07:44 PDT Buy It Now for only: $529.99 Buy It Now | Add to watch list |
| Cambridge Statuesque Emerald Cigarette Box Cover | |
 |
$525.00 End Date: Thursday Feb-23-2012 14:23:05 PST Buy It Now for only: $525.00 Buy It Now | Add to watch list |
| Rare Paden City amber depression CUPID casserole cover | |
 |
$479.00 End Date: Sunday Feb-26-2012 19:46:09 PST Buy It Now for only: $529.00 Buy It Now | Bid now | Add to watch list |
| Cambridge Caprice 4 Ftd w Handle Cracker Jar Cover | |
 |
$495.95 End Date: Wednesday Mar-7-2012 11:22:02 PST Buy It Now for only: $495.95 Buy It Now | Add to watch list |
| CLK320 CLK430 CLK55 Rear Glass Sunshade Roller Blind | |
 |
$478.78 End Date: Friday Mar-16-2012 19:47:24 PDT Buy It Now for only: $478.78 Buy It Now | Add to watch list |
| GGS II LCD Screen Protector Glass cover for Nikon D300 | |
 |
$508.70 End Date: Wednesday Feb-29-2012 22:27:55 PST Buy It Now for only: $508.70 Buy It Now | Add to watch list |
| Clutch Cover Chrome Glass Front w LRC for KAWASAKI | |
 |
$487.38 End Date: Friday Mar-16-2012 9:26:20 PDT Buy It Now for only: $487.38 Buy It Now | Add to watch list |
| Clutch Cover Chrome Glass Front for SUZUKI | |
 |
$487.38 End Date: Friday Mar-16-2012 9:26:23 PDT Buy It Now for only: $487.38 Buy It Now | Add to watch list |
| Clutch Cover Chrome Glass Front w LRC for SUZUKI 09 10 | |
 |
$487.38 End Date: Friday Mar-16-2012 9:26:25 PDT Buy It Now for only: $487.38 Buy It Now | Add to watch list |
| VWR Micro Cover Glasses Round No 2 VWRCIR2 22MM Microscope Accessories | |
 |
$506.36 End Date: Thursday Mar-22-2012 15:21:20 PDT Buy It Now for only: $506.36 Buy It Now | Add to watch list |
| vintage pink miss america butter and cover hocking glass | |
 |
$495.00 End Date: Saturday Mar-10-2012 8:22:01 PST Buy It Now for only: $495.00 Buy It Now | Add to watch list |
| 1 SVGA + REV2 COLOR OLED XL MICRODISPLAY WITH GLASS COVER eMagin | |
 |
$500.00 End Date: Monday Mar-12-2012 22:47:19 PDT Buy It Now for only: $500.00 Buy It Now | Add to watch list |
| Verizon iPhone 4 Glass Back Door Cover OEM Black +Tools 5 Star Screw Driver | |
 |
$500.00 End Date: Sunday Mar-18-2012 11:22:57 PDT Buy It Now for only: $500.00 Buy It Now | Add to watch list |
| american cut crystal glass sterling silver mount floral reposse cover victorian | |
 |
$495.00 End Date: Tuesday Mar-13-2012 10:43:57 PDT Buy It Now for only: $495.00 Buy It Now | Add to watch list |
| Threaded Loetz art glass candle covers bobeche 3680 | |
 |
$450.00 End Date: Wednesday Mar-14-2012 6:55:15 PDT Buy It Now for only: $450.00 Buy It Now | Add to watch list |
| FRENCH LALIQUE CRYSTAL ENAMELED ROUND COVER DISH | |
 |
$450.00 End Date: Sunday Mar-18-2012 14:39:11 PDT Buy It Now for only: $450.00 Buy It Now | Add to watch list |
| Brass Porthole Window With Glass And Outside Cover | |
 |
$425.00 End Date: Friday Feb-24-2012 18:54:01 PST Buy It Now for only: $1,200.00 Buy It Now | Bid now | Add to watch list |
| W220 W215 Mercedes Passenger Right Side Rear View Door Mirror Cover Glass S CL | |
 |
$475.00 End Date: Tuesday Mar-13-2012 12:51:47 PDT Buy It Now for only: $475.00 Buy It Now | Add to watch list |
| W211 Mercedes Passenger Side Rear View Door Mirror Cover Glass E320 E350 E55 | |
 |
$475.00 End Date: Monday Mar-19-2012 19:11:20 PDT Buy It Now for only: $475.00 Buy It Now | Add to watch list |
| 6 QT Round Glass Cover Stainless Chafing Dish New | |
 |
$440.00 End Date: Wednesday Mar-7-2012 20:24:48 PST Buy It Now for only: $440.00 Buy It Now | Add to watch list |
| Vollrath 46125 Round 6 qt Chafer w Baffle Hinged Glass Cover | |
 |
$464.85 End Date: Thursday Feb-23-2012 10:30:20 PST Buy It Now for only: $464.85 Buy It Now | Add to watch list |
| Clutch Cover Anodized Black Glass Front w LRC KAWASAKI | |
 |
$439.90 End Date: Friday Mar-16-2012 9:26:40 PDT Buy It Now for only: $439.90 Buy It Now | Add to watch list |
| Clutch Cover Anodized Black Glass Front for SUZUKI | |
 |
$439.90 End Date: Friday Mar-16-2012 9:26:50 PDT Buy It Now for only: $439.90 Buy It Now | Add to watch list |
| ANTIQUE BOHEMIAN BOMBONIER AMBER ACID ETCHED GLASS BOMBOM COVER HAND CARVED | |
 |
$425.00 End Date: Thursday Mar-15-2012 6:21:53 PDT Buy It Now for only: $425.00 Buy It Now | Add to watch list |
| Swiss Diamond Cast Aluminum Nonstick 10 Piece Glass Covered Cookware Set NEW | |
 |
$454.99 End Date: Sunday Mar-18-2012 10:09:16 PDT Buy It Now for only: $454.99 Buy It Now | Add to watch list |
| NAUTICA SEA GLASS QUEEN 10 PC DUVET COVER BEDSKIRT SHAMS | |
 |
$429.99 End Date: Thursday Mar-1-2012 11:34:46 PST Buy It Now for only: $429.99 Buy It Now | Add to watch list |
| Vintage Monumental 32 Cut Glass Covered Urn Signed | |
 |
$450.00 End Date: Wednesday Mar-14-2012 11:32:18 PDT Buy It Now for only: $450.00 Buy It Now | Add to watch list |
| TOYOTA SUPRA 93 96 FRONT FIBER GLASS BUMPER ASSEMBLY COVER USED VIEW PICTURES | |
 |
$250.00 End Date: Saturday Mar-17-2012 17:56:47 PDT Buy It Now for only: $250.00 Buy It Now | Add to watch list |
| 8 TALL THICK CRYSTAL CANDY DISH WITH COVER TALL STEM BEAUTIFUL DESIGN | |
 |
$412.50 End Date: Monday Mar-5-2012 21:46:05 PST Buy It Now for only: $412.50 Buy It Now | Add to watch list |
| White Opaline GlassGold BOWL COVER TRAY Jam Jar Antique 1850 presumably RUSSIAN | |
 |
$395.00 End Date: Thursday Mar-15-2012 10:34:49 PDT Buy It Now for only: $395.00 Buy It Now | Add to watch list |
| Clutch Cover Polished Glass Front w LRC for KAWASAKI | |
 |
$417.55 End Date: Friday Mar-16-2012 9:26:43 PDT Buy It Now for only: $417.55 Buy It Now | Add to watch list |
| NEW The Outdoor GreatRoom Company LP Tank Cover with Glass Top FREE SHIP | |
 |
$426.87 End Date: Monday Mar-12-2012 1:40:08 PDT Buy It Now for only: $426.87 Buy It Now | Add to watch list |
| Clutch Cover Polished Glass Front for SUZUKI 1999 2010 | |
 |
$403.59 End Date: Friday Mar-16-2012 9:26:47 PDT Buy It Now for only: $403.59 Buy It Now | Add to watch list |
Protecting Your Office
One of the costs easy to overlook when you first get premises or move to another location is office insurance. Whether you rent or buy premises, adequate office insurance is a vital investment that will give you peace of mind. Just like car insurance, office insurance is there to protect you in case something happens that could damage your business, but unlike car insurance, most of the desirable elements are not mandatory.Apart from employer’s liability cover if you have employees, there’s no legal requirement to take out any comprehensive office insurance package, no matter how advisable that may be.
An office insurance policy is there to cover against the day-to-day risks of operating business premises. These can include catastrophes such as fire, flood and burglary, as well as accidents such as a member of the public or an employee tripping over on your premises. This may not sound serious, but in this increasingly litigious environment, the threat of legal action is as great a risk to your business as a fire is.Around 80% of businesses affected by a major incident close within 18 months, and even if the incident is not business- critical, any disruption is going to take up your time, which will affect revenue and could easily wipe out your profits. As the owner of a business, you need to be assured that if something bad happens, your insurance company will be there to help you get back to normal.
Officebusiness insurance policies tend to lump together a number of different types of cover. Most will include contents insurance, which will protect and replace everything in your premises if it is stolen, damaged or destroyed and many policies include glass cover to protect the windows.Some will cover money held on the premises overnight and may even cover employees while taking that cash to the bank.The better policies will include an element of compensation for 'business interruption' which usually means the insurance provider has an incentive to speed claims through quickly to limit their compensation payout. Other types of commercial insurance should be bundled with your policy and should typically include the important insurance policies such as employer’s liability (required by law), public and product liability and professional indemnity for service businesses.
Other insurance policies relevant to small businesses especially could include business travel to keep you and your employees covered no matter where you work, and personal accident cover.This is particularly important if you have a field sales force habitually working away from your business premises. Look for an insurance policy that bundles together the main insurance covers you are likely to need when running an office. Depending on your business needs, you can add cover to protect your premises, contents and equipment as well as providing essential cover for public liability, employer’s liability and product liability. The better providers will include cover for business equipment at home and provide an all risks option to provide business property protection anywhere outside of the office.
Look too for a package that provides personal liability protection for directors and officers of your business and some packages even include up to £75,000 worth of legal expenses insurance cover in the event of employment disputes, employment awards, health and safety prosecutions and tax enquiries and disputes.Invaluable to small businesses are providers which include a free business advice service within the deal, covering access to access to specialists who can provide advice on tax and VAT, employment, health and safety and general legal issues.
